Build a better onchain dollar
Generic provides stablecoin-as-a-service that delivers you the best risk-adjusted onchain yield and payments-ready privacy without the overhead and cost of offchain issuers.
Shared liquidity
Each instance is customisable on top of a shared liquidity and accounting layer, compounding integrations
Neutral economics
You get the best risk-adjusted onchain yield to fund adoption without the cost of issuer dependencies
Embedded privacy
Protocol-level integrated privacy and confidentiality at a speed suitable for everyday payments
Security first
Fully onchain, Tier 1 audits and the best risk curation delivering uncompromising security and transparency
Partners
We are building Generic with best-in-class partners across yield sourcing, risk curation, cross-chain messaging, value routing and more.
How it works - liquidity and yield
Generic builds on top of the most widely adopted stablecoins (USDC/USDT/USDS) to provide apps and networks with their own native dollar. Liquidity and integrations are shared across the system to ensure network effects compound, while each instance is configurable.
Minting
- Mint GUSD to the target network/app through Generic (abstracted).
- 1:1 backed by stablecoin collateral held in the Generic Protocol.
- Networks/apps run their own configurable wrapper on GUSD while benefitting from the shared rails (liquidity and integrations).
Usage
- GUSD is usable as the default onchain dollar across the stack.
- Provide DEX liquidity, lend/borrow in money markets, stake as sGUSD, make private payments.
Yield
- Collateral is allocated into curated onchain strategies on Ethereum.
- Yield accrues back and is passed to the distribution layer.
- Yield funds liquidity, incentives, and ecosystem programs, creating a compounding adoption loop.
How it works - practical privacy
Generic makes GUSD usable as money: private by default, provable on demand. It combines an FHE-powered Privacy Pool with compliance-grade proofs, so payments use cases don’t collapse into compliance friction and latency.
Private mint
- Users mint directly into the Privacy Pool in one step.
- A single KYT check is executed, providing the transfer with a “clean” attestation without exposing the user.
- Users transact without re-running checks on every hop, removing payment latency.
Confidential payments through FHE balances
- Balances and amounts remain confidential at the protocol level via FHE.
- Transfers stay compatible with standard onchain routing and settlement.
- Payment UX gets fast without “compliance latency” baked into every transfer.
Selective disclosure
- Users can generate exclusion proofs to show they’re not associated with flagged activity.
- Selective disclosure supports regulated endpoints without global deanonymisation.
- Privacy where it matters, credibility where it’s required.
Fueling your growth
Generic helps you build a stablecoin that serves as a growth engine by delivering shared liquidity, configurable instances, yield you direct to fund adoption, and privacy that works in practice.
Compounding liquidity and integrations
- Liquidity remains unified through shared rails.
- With a single pattern, integrations are composable across stablecoin instances.
Yield that funds adoption
- You receive the best onchain yield to fund liquidity, incentives, or share with users.
- Adoption turns the yield into an ongoing revenue stream for you, not an issuer.
Payments-ready confidentiality
- FHE-powered Privacy Pool for confidential balances and transfers.
- "Prove when needed" for regulated endpoints, without slowing every transfer.
Your instance, without issuer overhead
- Each network or app configures its instance: limits, disclosure modes, yield routing.
- No offchain issuer stack to depend on or pay rent to.